#3958239 - 05/26/14 09:19 AM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Jan 2001
Posts: 8,771
Para_Bellum
Oberkriegkaboomfhrer
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Oberkriegkaboomfhrer
Hotshot
Joined: Jan 2001
Posts: 8,771
Germany
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3-4 years ago my CC company called me because they had noticed some "suspicious transactions" on my card. The operator then continued to read out about two dozens transactions in Canada and the US that summed up to ~6000 USD. The whole affair was fixed with another telephone call and a fax.
"...late afternoon the Air Tasking Order came in [and] we found the A-10 part and we said, "We are going where!? We are doing what!?"
Capt. Todd Sheehy, Hog pilot, on receiving orders during Operation Desert Storm
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#3958245 - 05/26/14 10:07 AM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Oct 2012
Posts: 2,604
ColJamesD
Senior Member
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Senior Member
Joined: Oct 2012
Posts: 2,604
USA
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I use PayPal for online purchases drawn from a bank account I only keep 1 penny in it until I am getting ready to buy something online, then I go to the bank and make a cash deposit for the exact amount my online purchase(s) is/are, not $1 more.
What's in the box? C'mon, what's in the boooox?
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#3958321 - 05/26/14 02:03 PM
Re: Credit card fraud just got personal
[Re: ColJamesD]
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Joined: Feb 2000
Posts: 49,716
Jedi Master
Entil'zha
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Entil'zha
Sierra Hotel
Joined: Feb 2000
Posts: 49,716
Space Coast, USA
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I use PayPal for online purchases drawn from a bank account I only keep 1 penny in it until I am getting ready to buy something online, then I go to the bank and make a cash deposit for the exact amount my online purchase(s) is/are, not $1 more. Until someone tries to use it, Paypal puts it through, and then the bank charges you for overdraft (happened to me, I thought Paypal was still on the CC but the wife had switched it to her small business checking and it only had $5 in it...we got charged $50 for my $8 purchase). The Jedi Master
The anteater is wearing the bagel because he's a reindeer princess. -- my 4 yr old daughter
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#3958355 - 05/26/14 03:23 PM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Sep 2001
Posts: 2,890
Warbirds
Senior Member
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Senior Member
Joined: Sep 2001
Posts: 2,890
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Ah yes, overdraft protection or payment protection or whatever the banks like to call it is just another way for them to make more money. I told them to remove it from my accounts but I have to remind them almost every month because they keep adding it back on.
Last edited by Warbirds; 05/26/14 03:24 PM.
"A time when America was great,,when the chrome was thick and the women were straight" - Micheal Savage
"If you really want to experience flight in this life then you have to strap a DC-3 to your ass." - Buffalo Joe McBryan President & Captain Buffalo Airways
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#3958367 - 05/26/14 03:59 PM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Mar 2003
Posts: 6,870
Wireman
Lurker Extraordinaire
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Lurker Extraordinaire
Hotshot
Joined: Mar 2003
Posts: 6,870
The First State, USA
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Credit card fraud just got personal Welcome to the club. I've had it happen at least a half dozen times. Citibank catches it pretty quickly. The last time, they had a replacement card waiting for me at my layover hotel in SFO 4 hours after they notified me of the situation.
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#3958549 - 05/27/14 02:43 AM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Oct 1999
Posts: 15,786
Haggart
I Fought Diablo
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I Fought Diablo
Veteran
Joined: Oct 1999
Posts: 15,786
The Lone Star State
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The U.S. is behind Europe in implementing chip technology into our CC's.
"everything lives by a law, a central balance sustains all"
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#3958677 - 05/27/14 01:21 PM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Feb 2000
Posts: 49,716
Jedi Master
Entil'zha
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Entil'zha
Sierra Hotel
Joined: Feb 2000
Posts: 49,716
Space Coast, USA
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Yet ironically the rest of our snack technology is far ahead.
The Jedi Master
The anteater is wearing the bagel because he's a reindeer princess. -- my 4 yr old daughter
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#3958716 - 05/27/14 02:16 PM
Re: Credit card fraud just got personal
[Re: PanzerMeyer]
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Joined: Oct 2012
Posts: 2,604
ColJamesD
Senior Member
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Senior Member
Joined: Oct 2012
Posts: 2,604
USA
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Judging by recent news, it seems the hackers/scammers are becoming more and more effective. They seem to be winning the arms race against the online retailer security measures. I haven't shopped at Target in years and ever since the Target hack, when I go to the grocery store or department stores or anywhere I am purchasing something, even the gas station, I've been paying cash. I won't even use the debit card or credit card anymore. I have instructed my wife to do the same thing. This is even better budget wise. So we only spent money when we have cash.
What's in the box? C'mon, what's in the boooox?
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#3958719 - 05/27/14 02:21 PM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Jul 2009
Posts: 112
sp00k
Where the Phantoms are..
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Where the Phantoms are..
Member
Joined: Jul 2009
Posts: 112
Amersfoort, Netherlands, Europ...
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Couple years ago someone bought 2 fitness machines around 1500 each. First i never use the card for those amounts, second.. me..fitness machines, didnt take long to get the funds back
Mobo: Asus Z97 A - Cpu: I5 4670K Gpu: R9-290 Tri-x - Psu: Corsair RM750 Ram: Corsair 4x4gb ddr3 @1600mhz Case: Corsair 750D - Ssd: Samsung 840 Pro 256gb
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#3958720 - 05/27/14 02:21 PM
Re: Credit card fraud just got personal
[Re: Linebacker]
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Joined: Feb 2000
Posts: 49,716
Jedi Master
Entil'zha
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Entil'zha
Sierra Hotel
Joined: Feb 2000
Posts: 49,716
Space Coast, USA
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Which is well and good as long as you have the time to get to an ATM beforehand and it's conveniently located. My banks are enough of a PITA to get to that if I had to pay cash for everything I'd be forced to carry around hundreds of dollars all the time, and that's more risky than using a CC in the first place.
There's zero fraud protection for loss of cash, or protection on purchases.
The Jedi Master
The anteater is wearing the bagel because he's a reindeer princess. -- my 4 yr old daughter
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#3958722 - 05/27/14 02:25 PM
Re: Credit card fraud just got personal
[Re: ColJamesD]
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Joined: Apr 2001
Posts: 121,478
PanzerMeyer
Pro-Consul of Florida
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Pro-Consul of Florida
King Crimson - SimHQ's Top Poster
Joined: Apr 2001
Posts: 121,478
Miami, FL USA
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So we only spent money when we have cash.
Heh, that's interesting because I find the opposite is true for me. When I have cash on me I tend to spend it more quickly or be prone to "impulse" buys so that's why I hardly ever have more than 5 bucks on me at any time. I use my debit card for everything.
“Whoever fights monsters should see to it that in the process he does not become a monster. And if you gaze long enough into an abyss, the abyss will gaze back into you.”
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Exodus
by RedOneAlpha. 04/18/24 05:46 PM
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