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#3806884 - 07/09/13 01:28 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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meh
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Also FYI they have confirmed that down the road they will have "sales" where they sell limited numbers of LTI packages. So even if you just want to wait you can still pick it up down the road (probably at a higher cost though)

#3807213 - 07/10/13 12:04 AM Re: Star Citizen 24 hour live stream [Re: Ark]  
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Originally Posted By: Ark
So if I spend $140 for the Digital Colonel package I currently get 6 months of insurance for my Anvil Aerospace Hornet. If my ship gets destroyed after the 6 months, it's just.....gone? The ship ALONE is $110!!! That's $110 of REAL money....and that's before a price hike.


Yes and NOH.

LTI is more a little convenience that any real holy grail people make of it.
The only good thing about LTI is that the ships you have with LTI insurance you will not have to bother to buy insurance inside the game with game credits. THAT IS ALL!.
A ship without LTI, you will have to buy the insurance inside the game with game credits every six months. Unleast that you do not want to do it, and choose for saving a few game-bucks to take the risk and fly without having insurance of your ship, but that is only a choice. You will have the oportunity to insurance every and any ship inside the game, using game credits.
As motter of fact, you are able to buy insurance for your ship, your weapons (there is not LTI for weapons), your cargo, and other things.
Resuming, if you buy any package now, as NEW backer, you will get the same that everybody else but with insurance for six months for the ships, once those six months had pass you will have to buy new insurance with game credits.

Another thing, any ship bought inside the game with game credits does not have LTI, even if you are an "Original" backer.

I bought the Freelancer packade and added a 300i addon ship. Those are the only two ships i will have with LTI. Any other ship i will buy them inside the game, using game credits, if i make enough money, of course.


Si hay que huir, YO PRIMERO!!!
#3807735 - 07/10/13 09:40 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Mostly a mashup from the 24hr livestream but has some new stuff as well.


#3812535 - 07/21/13 08:04 PM Re: Star Citizen 24 hour live stream [Re: Master]  
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piiman Offline
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So they sell insurance on a digital ship every 6mos?
Nice scam


What happens to you if you lose your ship an Dont have insurance?
You walk?

#3812554 - 07/21/13 09:09 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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JAMF Offline
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You muster on as a hand on another ship, I think. But I doubt insurance will cost much with in game credits, not like you have to pay with real money.

#3814140 - 07/25/13 01:10 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Attackmack Offline
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What wait now...
Ingame insurance only saves you your CURRENT ship/config/upgrades/equipment right?
If you dont have insurance and it is destroyed, you can still use the ship, but youll only have it in default setup.

Isnt this how insurance will work? If its the other way, that makes the ship disappear entirely and you have to pay real money for it again, then its just #%&*$# disgusting...

#3814147 - 07/25/13 01:31 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Feetwet Offline
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I am under the impression that the ship insurance can be bought with in game cash. The in game cash will either be what you have earned while playing/trading or for those more inclined with real world cash.

While non LTI will be a hassle, it shouldn't cost you real money.

Now personally I think any ship purchased with real world cash should have LTI. The only reason I purchased the Aurora, beyond crowd funding was because of the LTI.

S


MWO callsign Feetwet
#3814235 - 07/25/13 06:06 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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There are 4 types of insurance. LTI, Hull Insurance, Ship Insurance and Cargo Insurance.

LTI is life time insurance and can only be bought by crowdfunding the game before it is released. This insurance will go away all together come November this year. Up until then you can still get it by having someone gift you from their LTI account. This insurance is lifetime insurance for the standard hull insurance. Meaning if your ship gets blown up they will replace it with the basic version but your upgrades and cargo are gone for good.

Hull Insurance is similar to LTI in that they also replace your Hull but not your upgrades or cargo.

Ship Insurance will replace your upgrades but not your Hull or Cargo.

Cargo Insurance will replace your cargo but not your Hull or Upgrades.

All the insurance with the exception of the LTI will be bought in game with your in game currency and are supposed to be fairly cheap.

The real benefit of the LTI is that it gives you the ship for free. So if you buy one of the big ships you wont have to save up for a month in game before you get your hands on it as you will start with it.

#3814289 - 07/25/13 08:14 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Ah okay so we wont have to pay REAL MONEY to get access to the ships ingame (as in iRacing).

Then its all good, and im happy to see there will be severe consequenses for not managing your account and economics.

#3814328 - 07/25/13 09:53 PM Re: Star Citizen 24 hour live stream [Re: Attackmack]  
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Wodin Offline
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Originally Posted By: Attackmack
What wait now...
Ingame insurance only saves you your CURRENT ship/config/upgrades/equipment right?
If you dont have insurance and it is destroyed, you can still use the ship, but youll only have it in default setup.

Isnt this how insurance will work? If its the other way, that makes the ship disappear entirely and you have to pay real money for it again, then its just #%&*$# disgusting...


This is my issue..I buy a game where I can fly a spaceship..yet if I die\it gets blown up once I lose it unless I pay extra so I can have it back...

I think any ship you get with the full game when you buy it should be yours for life no matter what..not just a KS backer perk..total rip off this aspect.

Insurance is a rip off in real life..who on earth thought it would be clever to put it into a game...

Last edited by Wodin; 07/25/13 09:54 PM.
#3814364 - 07/25/13 11:35 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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I would imagine you'd still have your ship but not the customizations and cargo. Surely they aren't that stupid.


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#3814373 - 07/26/13 12:11 AM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Eve has been that way for years dont fly what you cant afford to lose


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http://561stbms.enjin.com/
#3814548 - 07/26/13 01:04 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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If your ship blows up and you dont have insurance or you are in a sector that your insurance wont cover then your ship is gone.

That is how eve is, that is how the x series is... that is how just about every game in that genera is.

#3814663 - 07/26/13 04:15 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Beat the Kobayashi Maru
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For ships you pay actual money for to fund the game 2 years before it's even launched? That's what we're (or I'm) talking about. If the LI cuts off but they continue selling ships.
That would be great to pay them, wait 2 years, get your ship and get raped and blown up on the first day before you even know what you're doing.
I'm familiar with the EVE system.


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#3814687 - 07/26/13 04:39 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Well every ship sold gets at least 4-12 months of free insurance so you wont loose it on day one but after a few months you might loose it if you dont pay for insurance.

Also even though LTI is gone you can still get it by having someone with a veteran / original backer account convert what you buy and gift it back to you.

For instance if you buy the 300i 65 dollar package you can gift it to a friend. He breaks it down and rebuys it on his account with LTI and gifts it back to you.

#3814708 - 07/26/13 05:06 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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I've already contributed for a ship. Just saying anything someone pays actual money for should be secure for life. Especially if they pay it 2 years before they can even touch the game.


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#3816405 - 07/31/13 01:01 AM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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#3817332 - 08/02/13 01:49 AM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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I prefer my 300i, or the look of the Hornet.
The avenger to me looks more like a futuristic aircraft or shuttle than an space ship. smile


Si hay que huir, YO PRIMERO!!!
#3819620 - 08/07/13 07:44 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Hell, even LTI isn't forever. They plan to upgrade the ships every 3 years or so, and the LTI is NOT transferable to the newer model. Either way, I don't really care. The insurance in-game is not going to be expensive, and so long as you aren't the worst newb ever, you won't be losing your ship too often. The only reason I've spent as much as I have on LTI ships is I want to have those ships available as soon as I get the game, not months down the road after grinding the money. LTI is just gravy. I've bought the 325A, the Hornet and a Freelancer so far, and depending on my lack of impulse control, I might get something else.


"If a person who indulges in gluttony is a glutton, and a person who commits a felony is a felon, then God is an iron. Or else He's the dumbest designer that ever lived."
- Spider Robinson, Mindkiller
#3819633 - 08/07/13 08:21 PM Re: Star Citizen 24 hour live stream [Re: JAMF]  
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Yea they do plan to update ships as they go but even with that I dont think those ships will change much as the LTI will always remain and replace your old ship with another old ship.

So you wont loose LTI and the ship you get wont be that much different (worse) than the new line.

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