Yes, the Ellegy is free but you have to have a garage or a house/apt, you can own a few of those and Bennie's does a retro customized version as well. You will hemorrhage cash all the time for various "services" and it used to be you'd pay Insurance on player personal vehicles you destroy although that was shut down because hackers had figured out a way to weaponize it and what we used to call hacking is now a paid for in game menu that one can buy to cheat in game.
Windows 10 Pro Gigabyte 970A DS3P FX AMD FX6300 Vishera 3.5 Ghz ASUS STRIX GeForce GTX 970 Overclocked 4 GB DDR5 16Gb Patriot Viper 3 RAM DDR3 1866Mhz Onikuma Gaming Headset (has annoying blue lights I don't use)