Yes, the Ellegy is free but you have to have a garage or a house/apt, you can own a few of those and Bennie's does a retro customized version as well. You will hemorrhage cash all the time for various "services" and it used to be you'd pay Insurance on player personal vehicles you destroy although that was shut down because hackers had figured out a way to weaponize it and what we used to call hacking is now a paid for in game menu that one can buy to cheat in game.