https://robertsspaceindustries.com/.../re-uk-tax-rebate-advance-for-foundry-42

Like I thought, Derek Smart has no idea what he's talking about and his attempt at amateur financial advisor misses a lot of marks in his updated response.

Can someone explain why that guy hates Star Citizen so much? He's been wrong so many times at this point that I wonder why anyone listens to him still.

The bank they are working with wouldn't touch them if they were in any real financial trouble.