No warranties on any electronic devices especially the cell phone protection, you will have bought a second phone by the time you get through with the first.

I never buy them and rarely have I had any failures even within the manufacture's warrantee and Best Buy has always treated me fairly. I had a microwave oven fail on the last day of coverage, which happened to be on a Sunday, just after they closed, but when I took it in on Monday morning they took it in and gave me full value toward a replacement (another brand this time).