You can always reset to default, so start changing things to your liking, and then save under a different name.
Also remember to 'apply to fly', otherwise your changes will not take.
RoF isn't any more complicated than other combat flight sims, and yes, it is worth the learning curve so please stick with it for your own enjoyment's sake.
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4x2.66 GHz Xeons, XFX 4870 1 GB, 11 GB DDR2 RAM, Win7 Pro x64, 120 GB OCZ Vertex2 (MLC, Sandforce)
26" VIZIO 1920x1200, Logitech FF 3D Pro, CH pedals, Track IR4